CURRENT ROSTER — 2026

Eight tracks.
One catalog.

We don't sell insurance to small-business owners, retirees, or salaried tech workers. We cover working musicians and the audio professionals around them — that's the whole roster.

TRACK 01
128 BPM

Working Musicians

Gigging artists in any genre — rock, country, jazz, indie, classical, folk, hip-hop.

COVERAGE FOCUS
  • ▸Variable-income ACA plan
  • ▸Subsidy modeling
  • ▸Specialist networks
TRACK 02
128 BPM

Touring Artists

Bands and solo artists on the road, multi-state networks built in.

COVERAGE FOCUS
  • ▸National PPO networks
  • ▸Tele-doc access
  • ▸Mental health on the road
TRACK 03
128 BPM

Session Players

Studio musicians and sidemen with 1099 income from a dozen different W-9s.

COVERAGE FOCUS
  • ▸Multi-1099 income modeling
  • ▸Audiology coverage
  • ▸Tax-efficient HSA combos
TRACK 04
128 BPM

Music Teachers

Independent instructors, conservatory adjuncts, and school-of-rock teachers.

COVERAGE FOCUS
  • ▸Voice & vocal cord coverage
  • ▸Subsidies tuned for piecemeal income
  • ▸Year-round enrollment help
TRACK 05
128 BPM

DJs & Producers

Club, festival, and studio work — irregular income, real coverage.

COVERAGE FOCUS
  • ▸Hearing & ENT
  • ▸Travel-friendly networks
  • ▸Critical illness backstop
TRACK 06
128 BPM

Audio Engineers

Live sound, mixing, mastering — freelance and studio-employed.

COVERAGE FOCUS
  • ▸Vision plans for screens
  • ▸Ergonomic specialists
  • ▸Mental health parity
TRACK 07
128 BPM

Touring Crew

Techs, FOH, monitor engineers, road managers — the people who make the show run.

COVERAGE FOCUS
  • ▸Stage accident coverage
  • ▸PPO networks
  • ▸Per-diem-friendly pricing
TRACK 08
128 BPM

Band LLCs & Studios

Incorporated bands and recording studios with W-2 payroll.

COVERAGE FOCUS
  • ▸Small-group plans
  • ▸ICHRA design
  • ▸Annual renewal review
NOT ON THE BILL

Who we're not the best fit for

Honesty saves time. We're not the agency for Medicare-aged retirees, large-employer benefits programs, or salaried W-2 workers with employer-sponsored coverage. We can refer you to specialists in those rooms if you reach out.

Find your track on the roster.