CURRENT ROSTER — 2026

Eight tracks.
One catalog.

We don't sell insurance to small-business owners, retirees, or salaried tech workers. We cover working musicians and the audio professionals around them — that's the whole roster.

TRACK 01
128 BPM

Working Musicians

Gigging artists in any genre — rock, country, jazz, indie, classical, folk, hip-hop.

COVERAGE FOCUS
  • Variable-income ACA plan
  • Subsidy modeling
  • Specialist networks
TRACK 02
128 BPM

Touring Artists

Bands and solo artists on the road, multi-state networks built in.

COVERAGE FOCUS
  • National PPO networks
  • Tele-doc access
  • Mental health on the road
TRACK 03
128 BPM

Session Players

Studio musicians and sidemen with 1099 income from a dozen different W-9s.

COVERAGE FOCUS
  • Multi-1099 income modeling
  • Audiology coverage
  • Tax-efficient HSA combos
TRACK 04
128 BPM

Music Teachers

Independent instructors, conservatory adjuncts, and school-of-rock teachers.

COVERAGE FOCUS
  • Voice & vocal cord coverage
  • Subsidies tuned for piecemeal income
  • Year-round enrollment help
TRACK 05
128 BPM

DJs & Producers

Club, festival, and studio work — irregular income, real coverage.

COVERAGE FOCUS
  • Hearing & ENT
  • Travel-friendly networks
  • Critical illness backstop
TRACK 06
128 BPM

Audio Engineers

Live sound, mixing, mastering — freelance and studio-employed.

COVERAGE FOCUS
  • Vision plans for screens
  • Ergonomic specialists
  • Mental health parity
TRACK 07
128 BPM

Touring Crew

Techs, FOH, monitor engineers, road managers — the people who make the show run.

COVERAGE FOCUS
  • Stage accident coverage
  • PPO networks
  • Per-diem-friendly pricing
TRACK 08
128 BPM

Band LLCs & Studios

Incorporated bands and recording studios with W-2 payroll.

COVERAGE FOCUS
  • Small-group plans
  • ICHRA design
  • Annual renewal review
NOT ON THE BILL

Who we're not the best fit for

Honesty saves time. We're not the agency for Medicare-aged retirees, large-employer benefits programs, or salaried W-2 workers with employer-sponsored coverage. We can refer you to specialists in those rooms if you reach out.

Find your track on the roster.