Health insurance
for the people who
play it loud.
ACA marketplace health insurance plans, 1099 musician options, touring artist coverage, hearing and mental-health benefits built for working pros. Free quote in two minutes.
Health insurance, by the numbers.
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Music life. Real health insurance.
The job wrecks your hearing, your back, and your sleep — then asks you to be onstage at 9pm. Coverage that gets it.
Loud stages wreck hearing
ENT visits, audiology exams, custom IEM referrals. All covered as essential care.
Touring stress wrecks bodies
Back, joint, and physical therapy coverage for the long-haul on the road.
Mental health is real on the road
Therapy and tele-mental-health covered at parity with medical care.
1099 income, ACA subsidies
Variable gig income? You probably qualify for substantial premium tax credits.
Music roles we cover.
If you make a living with sound, we have a plan for you. Six roles, one philosophy: working musicians deserve working coverage.
Working Musicians
Gigging artists in any genre — rock, country, jazz, indie, classical.
Touring Artists
Bands and solo artists on the road, multi-state networks built in.
Session Players
Studio musicians and sidemen with 1099 income from multiple sources.
Music Teachers
Independent and studio-based instructors building their own coverage.
DJs & Electronic Producers
Club, festival, and studio work — irregular income, real coverage.
Audio Engineers & Producers
Live sound, mixing, mastering — freelance and studio-employed.
Three tracks to coverage.
Press play. We take it from there.
Submit your info
Two minutes. Just basics: ZIP, age, household. No SSN, no spam.
Compare music-pro plans
We surface plans that work for touring, gigging, and 1099 income.
Free advisor call within 24 hours
Licensed advisor who works with musicians. Honest answers, no upsell.
Stories from the road.
Real musicians, real coverage. Real subsidies.
"Between tours I had zero coverage for years. Stage & Sound matched me to a plan with a $48/mo premium after subsidy. PPO that works in every state we play."
"Festival season I make bank. Off-season it's a ghost town. They walked me through how ACA subsidies work with variable income without making me feel stupid about it."
"Found me a plan with an in-network audiologist who actually works with musicians. Annual hearing test and IEM check are covered. Game changer."
Get your free quote.
Two minutes. No spam. From the road or from home.
Free QuoteGet Your Personalized
Coverage Quote
A few quick questions. A licensed Benefits Hub advisor or one of our marketing partners will reach out with plan options that match your needs.
- Licensed insurance agency in all 50 states
- Compare plans from 50+ carriers in one place
- No SSN required to get a quote
- Free service — no obligation to enroll
- Talk to a real licensed agent, not a robot
Licensed insurance agency in all 50 states
Compare plans from 50+ carriers in one place
No SSN required to get a quote
Free service — no obligation to enroll
Talk to a real licensed agent, not a robotWho are you searching for?
We'll tailor your options based on who needs coverage.
FAQs from working musicians.
Most independent musicians qualify for an ACA marketplace plan. Because your income is variable (gig money, royalties, teaching), you usually qualify for premium subsidies that cut your monthly cost dramatically. We'll match you to the right metal tier based on how often you actually see a doctor.
Liner notes.
Plain-language guides for working musicians.